Personal Loan
A Personal Loan is an unsecured loan designed to meet your immediate financial needs. Whether it’s a medical emergency, wedding, travel, or education, a Personal Loan provides quick access to funds without the need for collateral.
Features of Our Personal Loans
No Collateral Required
As an unsecured loan, there’s no need to pledge assets or involve a guarantor.Flexible Loan Amounts
Borrow amounts ranging from ₹50,000 to ₹25 Lakhs based on your eligibility.Quick Disbursal
Once approved, funds are disbursed directly to your account within hours.Tenure Options
Repayment tenures range from 1 to 5 years, allowing you to choose a plan that suits your financial situation.
Benefits of Our Personal Loan Services
Multi-Purpose Use
Use the loan amount for any purpose – from consolidating debt to funding a vacation.Simple Eligibility Criteria
Available to salaried and self-employed individuals with a stable income source.Transparent and Affordable
No hidden charges or exorbitant fees, ensuring a fair deal.
Eligibility and Documents Required
Eligibility:
- Minimum age: 21 years; maximum age: 60 years.
- Stable income source with proof of repayment capacity.
- Good credit score (typically above 700).
Documents Needed:
- Proof of identity and address.
- Income proof: Salary slips, ITR.
- Bank statements.
How to Use Personal Loans Wisely
Prioritize Needs Over Wants
Ensure the loan is used for essential or high-priority expenses.Avoid Over-Borrowing
Borrow only what you can comfortably repay.Make Timely Payments
Missing EMIs can impact your credit score and result in penalties.
